Lakme Cosmetics Essay

Lakme is one of the cosmetic brands of the Unilever Bangladesh Ltd offers to the target market. The survey has been conducted to know cognitive components, affective components and behavioral components of the consumers in Dhaka city. Our sample size is 50. These respondents are from different professional such as Student, Housewife, Private Service holder, Public service holder and other professions. Among 50 respondents, 31 or 62% respondents are from the age of 16 years to 25years, 16 respondents from 26 to 35 and 3 respondents from 36 to 45 years and 31 respondents from 16 to 25 years use lipstick, 16 respondents from 26 to 35 years use lipstick and lastly 3 respondents from 36 to 45 respondents use lipstick. Maximum respondents are from lower higher class. According to our research 50% of the total respondents go to beauty parlor once a month, about 12% of the respondents go twice a month, 18% of the respondents go twice a week, 6% of the respondents go once a week, 7% of the re spondents go not in fix time interval. 36% of the total respondents watch TV or movies. In case of buying habit 54% of the respondents buy lipstick once a month, about 18% of the respondents buy lipstick twice an month, around 12% of the respondents buy lipstick twice a week and 16% of the respondents buy lipstick in different occasions. The respondents are a bit colorful, Organized, Moderate stylish, changing oriented, a bit youthful, somewhat rational, a bit formal, like to dominate, little bit calm. The schematic memory of the lakme is quite positive. Respondents perceive the lakme lipstick as Hygienic, Modern Outlook, Long Lasting, Fascinating, Bright, Color, Elegance, Distinct, High Price, High Class, Prestigious, Assured Quality, Fantastic, Satisfaction, and Best Quality. According to perceptual mapping Lakme has a strong brand image than Revlon and Loreal. Since weighted mean of lakme is 0.326 and the weighed mean of Revlon is 0.562 Lakme is closer to Ideal brand than Revlon and thus attitudes toward Lakme lipstick very favorable than attitudes toward Revlon lipsticks. Lakme has favorable emotion towards its lipstick. As per our research about 54% of the target market use Lakme and most of them will buy it next time. So it reveals the positive behavioral components of attitude in the mind of the consumers. Finally Lakme can change the cognitive attitudes by changing belief, adding belief, shifting importance  and changing ideal and through classical conditioning, mere exposure lakme can change the affective components of customers. And operant conditioning needs to alter behavioral components of the consumers. Background of the Report: Our course instructor Mr, Farhan Faruqui has recommended us to prepare a report on Lakme which will be regarded as the term paper for the Spring 2008 semester on the 7th April 2008. The report was supposed to find linkage among real-life advertisements by Lakme lipstick and the theories taught in the classes of the course of Consumer Behavior. Statement of the problem: the report will try to answer the following questions: †¢ Is Bangladesh Unilever Ltd, applying the theories of Consumer Behavior in their Marketing activities? †¢ Are the methods effective? †¢ Do the consumers like their marketing activities? †¢ What is Lakme lipstick’s position compared to other brands? †¢ What else Unilever Bangladesh Ltd could do to ensure future success? Statement of Purpose: the report will serve the following purposes †¢ Defining the practical application of theories of consumer behavior evident in Lakme lipstick’s marketing activities. †¢ Explaining the effectiveness of Lakme lipstick’s marketing activities. †¢ Presenting a total picture regarding consumer feedback and responses. †¢ Describing lakme lipstick’s position in the market. †¢ Proposing few suggestions for lakme lipsticks that will ensure long-term success for Lakme. Scope of the report: this report has been prepared with in the following parameters †¢ The Report covers the marketing activities for Lipstick offered by Lakme by Unilever Bangladesh. †¢ Throughout the survey, emphasis was given to female members of the market. †¢ The Report is primarily based on customer feedback derived from the survey which might not represent the actual information due to sampling error. †¢ The survey is  conducted in the Dhaka city as well as other developed cities. Methodology: this marketing report has been prepared based on primary data. This is basically a qualitative analysis. We have chosen non-comparative scaling technique because we wanted to measure the influence of each and every factor. Only by Non-comparative scaling technique we can do that. And among two types non-comparative technique we used itemize technique and between three itemize techniques we took Likert scaling for Affective components and semantic scale for cognitive components which range from 1 to 5 point scaling. Then after screening we have finally set sets of questions in our questionnaire. Our target population has been the female of Dhaka city and other developed cities in Bangladesh. We have chosen probability sampling. We are four members in our group. As we have been assigned to collect data, we have gone to the target market and got the questionnaires filled up by the females. And to analyze to data we use SPSS application. We analyze data by frequency distribution, different types of diagram and multiple variables comparison. Limitation: Like every research it has also some limitation. Among them time is the most significant constraint that affected our research very much. Within this short time it s was quite impossible to make this sort of research. We had only around 15 days to prepare a research which is quite impossible. Among the other constraints next significant was target market who was reluctant to fill the questionnaires. The product has been a low-involvement one so target market has been reluctant to answer them. There has been a lack of co-ordination among the group member. May be data does not represent the actual population. Organizational Background: This segment will provide a short description concerning the Unilever Bangladesh ltd. The segment will include the following topics- company background, mission statement, company objectives, company location. Company Background: The origin dates back to 1964, when the first Manufacturing Operations were set up as a part of Lever Brothers Pakistan operations. After independence, it was incorporated as a separate Company under the laws of Bangladesh. Later on the Company diversified into different categories. Unilever is a multinational company but for our term paper we are interested in Unilever Bangladesh Ltd. Over the last four decades, Unilever Bangladesh has been constantly bringing new and world-class products for the Bangladeshi people to remove the daily drudgery of life. Over 90% of the country’s households use one or more of Unilever’s products. Unilever Bangladesh conducts their operations with honesty, integrity and openness, and with respect for the human rights and interests of their employees. They will similarly respect the legitimate interests of those with whom they have relationships. Unilever companies and their employees are required to comply with the laws and regulations of the countries in which they operate. Employees: Unilever is committed to diversity in a working environment where there is mutual trust and respect and where everyone feels responsible for the performance and reputation of their company. They will recruit, employ and promote employees on the sole basis of the qualifications and abilities needed for the work to be performed. They are committed to safe and healthy working conditions for all employees. They will not use any form of forced, compulsory or child labor. They are committed to working with employees to develop and enhance each individual’s skills and capabilities. They respect the dignity of the individual and the right of employees to freedom of association. They will maintain good communications with employees through company based information and consultation procedures. Unilever Operations in Bangladesh provide employment to over 10,000 people directly and through its dedicated suppliers, distributors and service providers. 99.5% of UBL employees are locals and they have equal number of Bangladeshis working abroad in other Unilever companies as expatriates Consumers: Unilever is committed to providing branded products and services which  consistently offer value in terms of price and quality, and which are safe for their intended use. Products and services will be accurately and properly labeled, advertised and communicated. Shareholders: Unilever will conduct its operations in accordance with internationally accepted principles of good corporate governance. They will provide timely, regular and reliable information on their activities, structure, financial situation and performance to all shareholders. Business partners: Unilever is committed to establishing mutually beneficial relations with their suppliers, customers and business partners. In their business dealings they expect their partners to adhere to business principles consistent with their own. Community involvement: Unilever strives to be a trusted corporate citizen and, as an integral part of society, to fulfill their responsibilities to the societies and communities in which they operate. Public activities: Unilever companies are encouraged to promote and defend their legitimate business interests. Unilever will co-operate with governments and other organizations, both directly and through bodies such as trade associations, in the development of proposed legislation and other regulations which may affect legitimate business interests. Unilever neither supports political parties nor contributes to the funds of groups whose activities are calculated to promote party interests. The environment: Unilever is committed to making continuous improvements in the management of their environmental impact and to the longer-term goal of developing a sustainable business. Unilever will work in partnership with others to promote environmental care, increase understanding of environmental issues and disseminate good practice. Competition: Unilever believes in vigorous yet fair competition and supports the development of appropriate competition laws. Unilever companies and employees will conduct their operations in accordance with the principles of fair competition and all applicable regulations. Business integrity: Unilever does not give or receive, whether directly or indirectly, bribes or other improper advantages for business or financial gain. No employee may offer, give or receive any gift or payment which is, or may be construed as being, a bribe. Any demand for, or offer of, a bribe must be rejected immediately and reported to management. Unilever accounting records and supporting documents must accurately describe and reflect the nature of the underlying transactions. No undisclosed or unrecorded account, fund or asset will be established or maintained. Mission Statement: â€Å"Our mission is to add Vitality to life. We meet everyday needs for nutrition, hygiene and personal care with brands that help people look good, feel good and get more out of life.† This is the mission statement of the Unilever Bangladesh Ltd. Brands: Unilever Bangladesh has several brands in the market. Those are Wheel, Lux, Lifebuoy, Fair & Lovely, Pond’s, Close Up, Sunsilk, Lipton Taaza, Pepsodent, Clear, Vim, Surf Excel, Rexona, Dove, Vaseline & Lakme. Type of business: Fast Moving Consumer Goods Company with local manufacturing facilities, reporting to regional business groups for innovation and business results. Constitution: Authority of the conducting the company is still in hand of Unilever. Unilever owns 60.75% of the total share and Bangladesh government owns 39.25% of the total share Objective: Their purpose in Unilever is to meet the everyday needs of people everywhere – to anticipate the aspirations their consumers and customers and to respond creatively and competitively with branded products and services which raise the quality of life. Their deep roots in local cultures and markets around the world are their unparalleled inheritance and the foundation for their future growth. They will bring their wealth of knowledge and international expertise to the service of local consumers – a truly multi-local multinational company. Their long-term success requires a total commitment to exceptional standards of performance and productivity, to working together effectively and to a willingness to embrace new ideas and learn continuously. They believe that to succeed requires the highest standards of corporate behavior towards their employees, consumers and the societies and world in which they live. This is Unilever’s road to sustainable, profitable growth for their business and long-term value creation for their shareholders and employees.. Company Location: The company has a Soap Manufacturing factory and a Personal Products Factory located in Chittagong. Besides these, there is a tea packaging operation in Chittagong and three manufacturing units in Dhaka, which are owned and run by third parties exclusively dedicated to Unilever Bangladesh Target Market Parameters: 1. Demographic Factors: Demography is the scientific study of characteristics and dynamics pertaining  to the human population. The characteristics encompassed by this study include size, growth rate, density, vital statistics, and distribution of a specified population. Demography is widely used for various purposes and can encompass small, targeted populations or mass populations. The target market can be divided based on demographic variables. Demographic variables encompasses various aspect of an human such as Age, Gender, Family size, Family lifecycle, baby-boomers, Income, Occupation, Education, Ethnicity, Nationality, Religion, Social class etc. To be successful as marketer one must understand the demographic factors of the population. 1.1: Age and Sex: Normally consumers’ needs and wants change with age. There are certain types of products which attract different types of aged people as well as different sex. There some product which attract male people and there are some products which get the attention of female people. In the same one there are some products which get attracted by the mature people and there are other types of product which attract the child. Therefore products like Lipstick attract the female people or segment. In case of Lakme lipstick the target market is urban female and other developed cities like Dhaka, Shylet, Chittagong e.t.c. although the targeted age is somewhere between 16 years and 45 years. It may be seen that male are buying the lipstick but the ultimate users are female. As a result our majority of targeted respondents are female. The proportion of the male and female respondents in the survey is like this. Figure1.1: Gender analysis According to Figure 1.1 the majority of the respondents are Female. Among 50 respondent female is 43 in case of percentage about 86% of the total sample. So from this Figure 1.1 it can be understood that the survey has been got answered by right people. Figure 1.2: Age analysis Figure1.2 is showing the age structure which has been used for our survey. Among 50 respondents, 31 or 62% respondents are from the age of 16 years to  25years, 16 respondents from26 to 35 and 3 respondents from 36 to 45 years. These respondents will give us the information about Lakme lipstick. They will inform us about Cognitive component, affective component as well as behavioral component of the Lakme lipstick. They will differentiate the lakme among the various lipsticks. Form their responses we will be able to understand the various aspect our research topic. Figure 1.3: Frequency of Brand According figure 1.2 among 50 respondents, 31 respondents from 16 to 25 years use lipstick, 16 respondents from 26 to 35 years use lipstick and lastly 3 respondents from 36 to 45 respondents use lipstick. So here we see the prime customer of lipstick is the people who fall in the range from 16 to 25. so Unilever Bangladesh Ltd should pay more attention on this segment as well as the segment range from 26 to 35. 1.2: Occupation: the purchasing behavior depends on the occupation of the individual. For our research we are simply interested about public service, private service, student, Housewife and for making our questionnaire non force we have kept an option blank. Figure 1.4: Occupation analysis Among 50 respondents, 25 are students, 17 are private service holders, 5 are public service holders. 1 is housewife and 2 are others. In case of percentages about 50% of the total respondents are students, 2% are housewife, 34% are private service holders, 10% are public service holders and 4% are from other occupation. So we have targeted the right people who generally use or buy lipsticks. The Unilever Bangladesh Ltd needs to be  serious about customer like student because this is the big portion of the lipstick users. Students basically use or buy lipstick frequently. They are the main customer of the lipstick. The Unilever Bangladesh Ltd has other potential segment like Private Service professional and public service professional to pay the attention. Because this second and third highest portion of the target market. These segments would be a profitable one for Lakme. Figure 1.5: Brand according to occupation According to above table 25 students use lipstick , 1 housewife uses lipstick, 17 Private service holders use lipstick, 5 public service holder use lipstick and 1 respondent from other profession use lipstick. So Lakme should seriously consider the segment of student since it is the main target market, the private service professionals as it is a great potential segment for Lakme and public service professionals. 1.3: Social Gathering: the respondents of the target market are generally do not like to attend the social gathering very often. Figure 1.6: Social gathering According to our research about 44% of respondent are generally attend the social gather once a month, around 34% of the respondents attend social gathering twice a month, 10% of the respondents are attend different time, 2%, 2% and 8% of the respondents attend the social gathering once a week, more than 4 a month and less than once a month respectively. Since they do not attend the social gathering the Lakme can organize a informal chats or road show with its target market to get the feedback and to spread the positive attributes of Lakme lipstick to others. 1.4: Income: Purchasing ability depends on the individual income. People tend to buy more who has very high income. It is proven that higher class of the society buys more than another. In our survey there are 16% respondents have the income 40000 and above, 24% respondents have the income between 30000 to 40000, 30% respondents have the income between 20000 to 30000 and 14%, 14% and 2% of the total respondents have the income somewhere between 10000 to 20000, below 10000 and no income respectively. Figure 1.7: Distribution of the income According to figure 1.6 among 50 respondents, 8 respondents have the income of 40000 and above, 12 respondents have income between 30000 to 40000, 15 respondents have the income between 20000 to 30000, 7 respondents have the income between 10000 to 20000, 7 respondents have the income less than 10000 and 1 respondent does not have any income. Figure 1.8: Buying behavior according to income The individuals have the income 20000 to 30000 are very much eager to buy lipstick The target market who have income 30000 to 40000 and above 40000 are also interested to buy the lipstick. So Lakme should maintain the customer segment of who have income between 20000 and 30000 and also to influence the segment like who have income between 30000 and 40000 and above 40000. Leisure: Member of the target market does have variety in their leisure time. They just make them busy with numerous activities which they do often. Figure 1.9: Leisure activities According to figure 1.8 most of our target markets spend their time at home during the leisure time and some of them tend to go out in the leisure time. From above frequency distribution it has been found that about 36% of the total respondent watch TV or movies during the leisure time, about 16% of the respondents go to parties or concerts at leisure time, 2% play computer games, 10% of the respondents read story books at the leisure time, 6% of the respondents play outdoor games, 12% of the respondents hangout with their friends, 12% of the respondents read newspaper at the leisure time, 2% of the respondent travel at the leisure time and 2% of the total respondents do other thing during the leisure time. it is clear that most of the respondents enjoy their leisure time by watching TV or movies. So TV and electronic media has become main source of entertainment of the target markets. As Television has become the main source of entertainment at leisure time, Marketer can easily reach the target market. Newspaper can be an effective to reach the target markets. Unilever Bangladesh can publish or put their advertisement into those Television and Newspaper to efficiently manipulate the target markets. Going beauty parlor: Every one likes to be looked beautiful. In case of female this statement is the most appropriate one. The female segments like to go to Beauty parlor.

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International Strategic Management - Assignment Example This study seeks to investigate about the strategic management of Etihad Airways, since the Great Depression of 2007. Studies have shown that there have hardly been any companies that could escape from consequences of the recession and aviation is regarded as one of the worst affected sectors. As a result, choosing Ethihad to evaluate their strategic management approach is justified. Therefore, before proceeding further, the study throws light on a brief description of the company. The analysis until now has revealed that the company had been quite successful in ventures that had been undertaken till date. The innovative partnerships of the company with most significant airlines of the world have created a long-term sustainability for the company. This assignment has discussed in details about strategies that had been undertaken by Etihad Airways during the difficult economic phase of global financial crisis that had crippled the world economy severely. This assignment has used various concepts of strategic management to understand business development of Etihad. It has been observed that even during the difficult economic phase, the company had achieved solid growth through strategic alliances with other Airlines, cost efficiency through fuel hedging, cutting down operational cost and promoting development in a sustainable manner. The outcome from following these strategies had resulted in strong financial growth.

Health Care Financial Accounting Essay Example for Free

Health Care Financial Accounting Essay It is essential in any business, not just health care to understand how finances directly affect the growth, success and longevity of the business and all its parts. To truly understand how finance affects business it is important to gain knowledge and understanding of how the business generate revenue ,the cash flow of money that comes into the business, how bills are paid and money leaves the business and how investments are made in the business that can directly and indirectly impact the financial growth of the organization. In health care organizations there are different factors that come into play in the financial department but ultimately the process of generating revenue and paying debts are the same as any other business organization. The following items will be addressed in the review of Patton-Fuller financial statements: Annual report, including Patton-Fuller financial statements and relationship between revenue sources and expenses on Patton-Fuller’s financial performance. How did the audited and unaudited financial statements differ? In general the audited reports are more formal than the unaudited reports. The audited report includes the company’s history, a CFO report, a message from the CEO, and a report of independent auditors. The audited and unaudited financial statements differ slightly in data in some areas for Patton- Fuller Community Hospital. Under the assets section in the numbers for patients accounts receivable numbers differ slightly from 2009. In 2009 on the unaudited report it provides the data of 59,787 and on the audited it has 58,787. This also leaves the total current assets and the total assets to differ slightly for 2009. On the audited report total current assets for 2009 are 127,867 and on the unaudited report it has 128,867. On the unaudited report the total assets for 2009 are 588,767 and 587,767 on the audited. Under the total liabilities calculations the retained earnings for 2009 differ slightly. The data for 2009, on the unaudited report gives 126,564 while the audited report gives  125,564. What is the effect of revenue sources on financial reporting at the hospital? The effect of revenue sources on financial reporting at the hospital are that it is variable and could adjust as the reports get audited and could change year to year. Revenue comes from a few different sources and can be located on the financial statements and reports for the year. According to the information on the balance sheet, the sources of the â€Å"Other Revenue† are third party payers of patient bills. For the income statement, the revenue is used to calculate the operating income and ultimately the net income. The Net Income value is factored into our â€Å"Statement of Owners Equity† report to give us our end of the year value for retained earnings and stockholders equity. Net patient revenue is the first and foremost source of income for Patton-Fuller Hospital. Other sources of reve nue come from borrowing monies, equity from stock or capital, and company assets. In 2008, the net patient revenue was $418,509 in the audited report. The total other revenue for 2008 accounted for $2,805 in the audited report as well. These amounts did not change from the unaudited report. The net patient revenue for 2009 was $459,900, and other revenue was $3,082 for that year. For Patton-Fuller Hospital, the income statement shows the total revenues increased by $41,668 from 2008 ($421,314) to 2009 ($462,982 Upon further reading on the reports we find that the total expenses goes over the amount of revenue the hospital is bringing in. The total expenses for 2008 were $437,424 and for 2009 it was $463,293. ). However, since expenses continued to exceed the total revenues, our net income remained a net loss in 2009 ($373). So the overall effect of the sources on the hospital is that the hospital is going in debt because they cannot match revenue with expenses as part of the GAAP (Generally Accepted Accounting Principles). How are the hospital’s revenues and expenses grouped for planning and control? The Patton Fuller Community Hospital’s statement of revenue and expense is grouped for planning and control as it is itemized out by the different types of income and expenses. Patton-Fuller Hospital groups all revenues into two categories for planning and control, the first category is net patient revenue, and the second is other revenue. Other revenue can be broken up into sub categories like revenue from assets, capital, and stock but I believe the idea of bunching them together is so it is easier to stay organized. This gives managers a clear picture as to what type of services  are receiving the most income and causing the most expenses and designed to make it easier to calculate the total net revenue from the two main sources. Expenses are broken up a little further in the financial statements; expenses are broken up by salaries and benefits, supplies, physician and professional fees, utilities, other expenses, depreciation amortization (non-cash expenses), interest, and provision for doubtful accounts. Provision for doubtful accounts would also include any changed due to being audited. These are broken up further to show where the money goes each financial period for future planning and helping to predict future expenses; this information can assist a manager in planning future budgets and in making financial adjustments to increase revenue and decrease expenses. The total expenses for 2008 were $437,424, and for 2009 they were $463,293. In 2008 the difference between the revenue the hospital brought in versus what their expenses were was $16,110. The difference in 2009 was $311 from what there revenue was verses what their expenses were. The detailed way in which the expenses are laid out allows an individual to clearly see where finances are going and highlight any warning signs that a certain department or service is costing the hospital too much and needs to be re-evaluated. Conclusion After reviewing these statements it is a clear picture that Patton-Fuller Hospital had a undeniable difference in the 2008 versus the 2009 financial statements. The numbers and financial ratios show a decrease in revenue and no improvement for the overall growth of the hospital. A good practice for the hospital’s financial managers is to regularly review the financial reports and statements to help project and plan for the differences in the audited and unaudited reports for Patton-Fuller hospital. References Apollo Group. (2013). Patton-Fuller Community Hospital Virtual Organization [Multimedia]. Retrieved from Apollo Group, HCS405-Health Care Financial Accounting website.

Quantitative Easing After the Financial Crisis

Quantitative Easing After the Financial Crisis Jose Nunez The global financial crisis started in August 2007 and lasted to 2009, which was the collapse of the subprime mortgage market (lenders with higher interest rates demand, and borrowers that can repay their loans) that led to a huge amount of losses to financial institutions in that time. The crisis led to one of the worst markets in the past 50 years. The impact it had on the economy was severe, it lead to a downward growth for U.S. companies, and an increase of uncertainty for the U.S. economy. The causes of the 2007- 2009 financial crisis were: financial innovation in mortgage markets, agency problems in the mortgage markets, and the role of asymmetric information in the credit rating process. There weren’t as many innovations back then, so before the year 2000 only credit worthy borrowers could get mortgages unlike others that didn’t have good credit. After advances in technology and new statistical techniques, that led to better evaluations on credit risk for a new risky loan to be made. FICO was developed by the Fair Isaac Corporation, which just predicted the outcome of how likely it was for a borrower to default on their loans and not pay the loan back. By lowering the cost of transactions, newer technology was able to bundle smaller loans that were similar to mortgages into debt securities. With these factors the banks were able to give out subprime mortgages to borrowers with less than good credit scores. Also, there were agency problems in the market, the brokers who made the loans usually did not make an effort to see whether the people taking the loans could actually pay the loans back, in other words they just gave out the loans to almost complete strangers that they knew very little about and they did not have the same interest as the investors had; once the broker earned his or her commission from the loan he or she did not care about the whether the borrowers paid or did not pay the loan off. Credit rating agencies were also a factor because of their asymmetric information; they were telling clients how to structure financial instruments at the time they rated the products so different information was being passed from firms to the borrowers. The effects it had on the U.S. economy were; housing prices went down, many subprime borrowers were finding that their mortgages were going underwater meaning that the house value was falling below the amount of the mortgage. Many homeowners just walked away from their homes giving the keys back to the lenders because the prices were going down. The default on mortgages rose tremendously, which led to many foreclosures. Value of mortgages backed securities and CDOs went down as well, and left the value of those assets to banks and financial institutions. Many of the well-known firms from had to be sold off to other larger companies for less than what they once worth and others had to file for bankruptcy. With all the things that happen in 2007-2009 in the economy, the crisis did not lead to a depression because of the actions of the Federal Reserve and government bailouts of the financial institutions but many call it a â€Å"great recession† instead. The economic recovery has been slow because people are now scared to invest their money in the markets and do not what to take on other risks, jobs are going overseas, inflation is rising, and economies of other countries are going down as well. Michael Farr said in an article from the Huffington â€Å"Corporate managers are just doing what works. Following the financial crisis, investors are not in the mood to take big risks. They would rather have the certainty that comes with higher dividend payments and increased stock buybacks†. When the economy is about to slip into a recession or depression the government uses a tactic called quantitative easing. Quantitative easing is when the central bank makes purchases from the market to bring down the interest rates so more people can have money in their pockets to spend and invest in the market. Federal Reserve gives the financial institutions money so they can lend out to the consumers and increase liquidity. Some of the down sides of quantitative easing are that it can cause inflation to increase due to being a certain amount of goods that are being sold when the money supply of the consumers has increased, and another is that instead of the banks lending out the money that was meant to be loaned out to people or companies was being kept by the banks instead. This strategy of the government in our last financial crisis was not really affective because the banks kept the money for reserve instead of lending it out the people and companies to increase liquidity and s pending. Many articles have been saying that the government has ended QE but according to an article by Terry Burnham  on pbs.org argues, By all accounts, the  Federal Reserve ended its bond buying program, known as quantitative easing, at its policy meeting at the end of last month. Over six years, the central bank bought $4.5 trillion worth of mortgage-backed securities and Treasury bonds. But since the beginning of this year, the Fed has been gradually drawing down its purchases by $10 billion a month to now, zero. It’s not that simple, though, says economist  Terry Burnham. The Fed is continuing what he calls â€Å"Stealth QE,† or the purchase ofmorebonds with the interest the Fed earns on the bonds it has already purchased. In order to stop that, he writes, the Fed would need to shrink its balance sheet by the amount of interest that it earns. Deleverage is when banks start to lose capital so they fall back on loaning money to others. They try to reduce the debt they have by selling their assets. Losses on their loans they gave out begin to drop in value which drops the net worth of the banks and financial institutions. Tejvan Pettinger said â€Å"To reduce debts people sell off assets to gain liquidity. Selling assets causes fall in the price of shares and house prices. Falling house prices cause lower consumer spending, negative equity and more losses for banks.† With less capital the banks and financial institutions have, the more risky they look towards others causing lender-savers to take out their funds. The decrease in funds will mean fewer loans to produce investments. Deleverage hurts the economy for those reasons. Globalization is when different countries trade with each other things such as products, ideas, aspects of their cultures, and other subject matters. Globalization has been increasing and has been getting easier due to the fact of newer and more advanced technology that has been invented till today to help us communicate with each other and transport product from one place to another. With globalization the cost of goods that we are buying that are coming from different parts of the world are low, compared to if we were to make them here because, it cost less for others to make it in their own country. Also the variety of goods within a country will increase because maybe we can’t produce certain goods here like other countries are able too. With globalization we have free trade, promoting jobs, keeping cost of goods low in the economy, and it’s making business more competitive thus stimulating the economy. Globalization also has a negative impact on the economy, that i s jobs are being moved over seas and outsourcing jobs to other places in the worked. The rich will continue to get richer and people looking for jobs will have to take on new jobs for less money because companies are moving out of the country. Both inflation and deflation can have a negative impact in the economy if inflation and deflation rises are severe. Inflation means the prices of goods and services are going up, lowering the purchasing power of the people and lowering the value of the dollar. A certain amount of inflation can also mean that we have a healthy economy because prices of goods and services will continue to go up. Deflation is the opposite of inflation, so instead of the rising prices of goods and services the prices are falling. When deflation is happening people tend to save more money and spend less because the value of the dollar is increasing. By not spending more the demand for goods and services drops and unemployment increases because not many people want to buy things. Deflation can be caused by a decrease in spending by the government, and people. There are also pages that say QE can also lead to deflation. The Wall Street Journal said â€Å"Nearly a decade after Japan’s central bank fi rst experimented with the policy, the country remains mired in deflation, a general decline in wages and prices that has crippled its economy.† Moderate levels of both inflation and deflation are normal have little effect on the economy. Works Cited Burnham, Terry. â€Å"So you thought quantitative easing was over? Think again† PBS News Hour. 24 November 2014. Farr, Michael. â€Å"What Is Causing the Drag?† The Huffington Post, 21 November 2014. Mishkin, S. Frederic. â€Å"The Economics of Money, Banking, and Financial Markets Tenth Edition.† Colombia College. Pearson, 2013. Print. Pettinger, Tejvan. â€Å"Paradox of Deleveraging.† Economics Help, 6 May 2009. WashingtonsBlog. â€Å"Why QE May Lead to DEFLATION In the Long Run.† Washington’s Blog. 18 November 2014.

Gender Discrimination at Walmart Essay -- Walmart Sex Discrimination

Walmart, the world’s largest retailer and private employer, has established a highly profitable business centered on a low-cost strategy that utilizes logistical efficiencies to create a competitive advantage. Yet, to maintain this low-cost strategy, Walmart has engaged in ethically questionable practices, including gender discrimination in promotion and pay. While the Supreme Court recently ruled against class certification of 1.5 million women in the Dukes v. Walmart case due to a lack of proof that Walmart operated under a â€Å"general policy of discrimination†, overwhelming evidence demonstrates that gender discrimination is a persistent problem rooted in the culture of Walmart, despite gender-neutral policies (Biskupic, 2011). During the 1950’s and 60’s in northwest Arkansas, a surplus of unskilled labor existed due to â€Å"increasing mechanization of agricultural work†. Leveraging this pent up demand for employment, Sam Walton, the founder of Walmart, provided these agricultural men with prideful responsibilities as managers of his retail stores, while employing their wives and daughters as low wage clerks (Lichenstein, 2011). Forty to fifty years later, in an economy sagged by high unemployment, particularly among an unskilled, low educated workforce, the practice of promoting men to run stores while women are forced to settle for low wage labor remains prevalent at Walmart. In fact, statistical analysis from plaintiffs in the 2001 Dukes v. Walmart lawsuit showed that women comprised nearly 70% of hourly employees, but only 33% of management positions (Hymowitz, 2011). The overwhelming disparities between men and women in management relative to the proportion of those in hourly posi tions further cements the continual existence ... ...three research paradigms. Psychological Bulletin, 137(4), 616-642. doi:10.1037/a0023557 Lichenstein, N. (2011) Wal-Mart’s Authoritarian Culture. New York Times Lichenstein, N. (2007) Why Working at Walmart is Different Connecticut Law Review, Volume 39 Number 4, May 2007 Powell, G., Butterfield, D., and Bartol, K. (2008). Leader evaluations: A new female advantage? Gender in Management: An International Journal, 23, 156-174. Rosette, A., & Tost, L. (2010). Agentic women and communal leadership: How role prescriptions confer advantage to top women leaders. Journal of Applied Psychology, 95(2), 221-235. doi:10.1037/a0018204 Wal-Mart Class Website. (2011). â€Å"Declaration Summaries†. Retrieved from 22 Nov 2011 The official site for the women in the class action Dukes v. Wal-Mart Stores, Inc. Gender Discrimination at Walmart Essay -- Walmart Sex Discrimination Walmart, the world’s largest retailer and private employer, has established a highly profitable business centered on a low-cost strategy that utilizes logistical efficiencies to create a competitive advantage. Yet, to maintain this low-cost strategy, Walmart has engaged in ethically questionable practices, including gender discrimination in promotion and pay. While the Supreme Court recently ruled against class certification of 1.5 million women in the Dukes v. Walmart case due to a lack of proof that Walmart operated under a â€Å"general policy of discrimination†, overwhelming evidence demonstrates that gender discrimination is a persistent problem rooted in the culture of Walmart, despite gender-neutral policies (Biskupic, 2011). During the 1950’s and 60’s in northwest Arkansas, a surplus of unskilled labor existed due to â€Å"increasing mechanization of agricultural work†. Leveraging this pent up demand for employment, Sam Walton, the founder of Walmart, provided these agricultural men with prideful responsibilities as managers of his retail stores, while employing their wives and daughters as low wage clerks (Lichenstein, 2011). Forty to fifty years later, in an economy sagged by high unemployment, particularly among an unskilled, low educated workforce, the practice of promoting men to run stores while women are forced to settle for low wage labor remains prevalent at Walmart. In fact, statistical analysis from plaintiffs in the 2001 Dukes v. Walmart lawsuit showed that women comprised nearly 70% of hourly employees, but only 33% of management positions (Hymowitz, 2011). The overwhelming disparities between men and women in management relative to the proportion of those in hourly posi tions further cements the continual existence ... ...three research paradigms. Psychological Bulletin, 137(4), 616-642. doi:10.1037/a0023557 Lichenstein, N. (2011) Wal-Mart’s Authoritarian Culture. New York Times Lichenstein, N. (2007) Why Working at Walmart is Different Connecticut Law Review, Volume 39 Number 4, May 2007 Powell, G., Butterfield, D., and Bartol, K. (2008). Leader evaluations: A new female advantage? Gender in Management: An International Journal, 23, 156-174. Rosette, A., & Tost, L. (2010). Agentic women and communal leadership: How role prescriptions confer advantage to top women leaders. Journal of Applied Psychology, 95(2), 221-235. doi:10.1037/a0018204 Wal-Mart Class Website. (2011). â€Å"Declaration Summaries†. Retrieved from 22 Nov 2011 The official site for the women in the class action Dukes v. Wal-Mart Stores, Inc.

Volunteerism and Community Service in America Today Essay -- Contributi

â€Å"Volunteers are not paid; not because they are worthless, but because they are priceless.† - Sherry Anderson (Volunteering Quotes: Finest Quotes). Part I: Volunteerism and Community Service in the United States Research shows that when Americans are "properly asked to serve", they serve, says the Corporation for National and Community Service, on their website dedicated to U.S. volunteerism(Volunteering and Civic Life in America 2014). The question, then, is what does "properly asked to serve" consist of. If the government issues a call to all able United States citizens to donate a mere three to five hours a week to a teen-mentoring, child-tutoring, or other volunteer program for the benefit of the country and the good of society, will it happen? Will people, hearing this summons, eagerly and/or obediently sign up at their favorite charity organization for a shift? Will they, with no monetary compensations, social benefits, or employment benefits give of their valuable and potentially dollar-earning time out of the goodness of their hearts and concern for the future well-being of society? Perhaps this isn't what "properly asked to serve" consists of for North Americans. When people do respond to their summons, researchers say, things happen. The mentoring system is supposedly one of the most beneficial of volunteer activities, in terms of reaching "at risk" kids. The Philadelphia Summit on volunteerism that took place in April of 1997 targeted five basic needs of at-risk kids: a relationship with a caring adult, supervised and safe sites for play, marketable skills, a healthy start, and a sense of service. These five criteria, if met, are expected to lower teen pregnancy rates, high school drop-out rates, and the ... ...more fortunate situations share, contribute, and cooperate in the change and development process. Works Cited: Aaker, Jerry. Partners With the Poor. New York: Friendship Press, 1993. "Volunteering and Civic Life in America 2014" Corporation for National and Community Service. Web. 05 May 2015. http://www.volunteeringinamerica.gov/ Chambers, Robert. Rural Development: Putting the Last First. New York: John Wiley & Sons, Inc., 1993. Clasen, Susan. Vultures & Butterflies: Living the Contradictions. Scottdale: Herald Press, 1992. Coles, Robert. Call of Service: A Witness to Idealism. Boston: Houghton Mifflin Co., 1993. "Volunteering Quotes :: Finest Quotes." Source for Famous Quotes, Inspirational Quotes & Sayings :: Finest Quotes. Web. 05 May 2015. "What Is Volunteering." Web. 05 May 2015. http://www.volunteerbristol.org.uk/volunteers

The Ethics of the Mental Pursuit of Perfection Essay -- Exploratory Es

Introduction    The number of individuals diagnosed for one or more mental disorders and consequently treated with a corresponding drug has significantly increased the past several years. The following statistics displaying this are shocking: * 8.5 million people are prescribed Effexor, an anti-depressant every year (Harris, 2004). * More than 1 million children and teenagers are taking drugs for some form of mental disorder (Elias, 2004). * There are close to 2 million cases each year of drug complications that result in 180,000 deaths or life-threatening illnesses in the eldery (Langreth, 2004). These alarming figures call us to question the causes behind this influx of diagnosed mental disorders as well as the consequential drug prescription as a solution. When asked to discuss the ethics of the mental pursuit of perfection, there are several different aspects to consider. The main ethical issues raised lie in the prescription of drugs to children and the over prescription of drugs. In addition, I will discuss who and what are responsible for our culture’s desire to â€Å"quick fix† every definable problem with some type of drug, be it prescribed, non-prescribed, or self-prescribed.       Mental Disorders in Children When one thinks about mental disorders in respect to children, Attention Deficit Hyperactivity Disorder (ADHD) immediately comes to mind. Defined now as â€Å"children who are excessively active, are unable to sustain their attention, and are deficient in their impulse control to a degree that is deviant for their developmental level† (Loewenton, 2002), ADHD now affects up to 5% of schoolchildren and continues in roughly 60% of those youths as they age (Henderson, 2004). There are many different opinions re... ...ago Press, 2002.    Langreth, Robert. â€Å"Just Say No!† Forbes. 29 November, 2004. pgs. 103-112    Loewenton, Ed. â€Å"Attention Deficit Hyperactivity Disorder.† Turner toys. 4 October 2004. .    Merrow, John. â€Å"Attention Deficit Disorder-A Dubious Diagnosis?† The Merrow Report. 4 October..    Moore, Thomas. â€Å"No prescription for happiness.† Boston Globe 17 October 1999. .    USA Today. â€Å"FDA cites possible suicide link between children, Paxil.† USA Today. 19 June, 2003. .    Zernike, Kate and Melody Petersen. â€Å"Schools’ Backing of Behavior Drugs Comes Under Fire.† New York Times: 18 August 2004. .

Week disscuison

These programs cover the range of management issues from traditional MBA functional areas to the development of strategic visioning skills. Other sources of management development activities include raining vendors, consultants, and professional associations. The principal advantages of externally based programs are as follows: They expose managers to the current thinking and theory in management. They remove organizational constraints in exploring new approaches. They allow interchange of ideas among managers from different organizational backgrounds.They cost less per person than internally developed programs. The benefits of the two types of development actives per the notes from week SIS'S lecture that would affect employee performance within a management training program are as follows: Job rotation Helps employee development by perhaps providing an alternative career path Gives employees diverse skills, and increases their flexibility within the organization Higher productivity , greater creativity, and an energize work force are all possible outcomes.Team Building Improves group effectiveness Improve decision making Improves interaction with others The two effects of employee development from the scenario are increased productivity and employee retention. XX, B. B. A. , HARM â€Å"Managers' Development† Please respond to the following: Identify two to three typical roles and / or characteristics that set managers apart from rank, ND-file staff. Then, develop one or two instructional strategies to address the identified roles / characteristics within comprehensive management training.Predict two trends in management education training, and analyze their potential effects on the overall training and development field. According to text quoted directly from the course material on chapter 11 pages 411-412, the two types of characteristics that set managers apart from rank and file staff are as follows: CONCEPTUAL KNOWLEDGE AND SKILLS conceptual knowled ge and skills are the mental abilities required to analyze and diagnose complex situations and sake correct decisions. They are essential and common to all (or nearly all) management positions.The following requirements are most frequently cited: Planning and Decision Making Being aware Of decision-making alternatives and being skilled in their use Setting priorities Forecasting events Integrating organizational policies, procedures, and objectives Adapting to legal, social, and political environments Organizing Developing appropriate organizational structures Coordinating separate but interrelated activities Scheduling activities to reach time, efficiency, and quality goals Allocating sources to maximize return on investment.Controlling Knowing how to apply various control systems Developing control systems Developing and supporting initiatives Developing policy, procedures, and objectives INTERPERSONAL KNOWLEDGE AND SKILLS Interpersonal knowledge and skills, often called â€Å"hu man† skills, refer to the ability to work with, understand, and motivate others, both individually and in groups. As Midwinter's research indicates, managers spend most Of their time interacting with others. It is primarily the managers interpersonal skills and knowledge of human behavior that determine her success in influencing others and developing information networks.Examples of knowledge and skill elements in this category include the following: Understanding individual differences Motivating subordinates Developing subordinates Building a work team and providing team leadership Managing conflict constructively Adjusting behavior to fit situational demands (behavioral flexibility) Presenting a position in a compelling fashion (persuasion) Listening effectively Showing awareness of social cues Maintaining objectivity in social situations Globalization may enable more leadership programsSome employers have global aspect in its leadership development strategies, but many or ganizations find they must remain competitive or lose out in an increasingly integrated, ruthless global marketplace. Organizations will embrace development and training to enable workforce loyalty. Organizations are taking on the challenge of employee turnover and with this, senior leadership will look for HER groups to form a strategic relationship with high quality better performing employee and embrace training and development as a source to better engagement and retention. Compensating Expatriates† Please respond to the following:Analyze the issues and considerations that impact expatriate compensation to determine the single biggest challenge in setting compensation. Provide specific examples to support your response. From the e-Activity, determine which cultural characteristics should be considered when establishing a compensation program for a U. S. Company planning to locate in the country you researched. Provide specific examples to support your response. Use the Int ernet or the Strayed Library to research a foreign country of your choice (excluding Canada), with a focus on that country cultural characteristics.Be prepared to discuss. According to the course material, expatriates are U. S. Citizens employed in U. S. Companies with work assignments outside the United States. Selection of Expatriates There is inflated cost to employers wishing to hire expatriates that can have an overall effect to their bottom line. It would be essential from a business perspective, especially considering the fact that my organization would be investing thousands of dollars On relocating an expatriate and their family temporarily. Expatriates can be screened mentally for mental competence to adapt in a foreign culture.An expatriates failed assignment in another country can be as high as $250,000. 00 and the failure rate can be high due to inability to the works family to adjust, the worker's motivation Of an international assignment, unrealistic expectation, rese ntment or lack of support from home internationals. Compensation Compensation and other forms of pay would be something that employers HER teams would have to also consider. Compensation does not only mean direct salary for work performed. Of course tax equalization systems so that income can be comparable to what pay would be in the home country.A worker relocating to a country for long term assignment of two years would want to be compensated because they will have to relearn customs, cultures in addition to being away from friends and loved ones. Workers returning to their home country with old positions and status may not be the same as their assignments in other countries. This could cause hardship for the expatriate returning back to the US. From the e-Activity the foreign country that researched was the United Kingdom. The cultural characteristics that should be considered when establishing compensation programs for a U.S many planning to locate to the UK are as follows: Cons umer Prices Consumer prices in goods and services are about 33% higher than in the united States which can cause a significant impact on an organizations bottom dollar. For example, an average basic monthly utility bill for electricity, heating, water and garbage for a two bedroom flat in the UK will be about $248. 39 USED or 148. 38 GAP, verses in the US which it would be an average of $1 61. 88 which is up 53. 52%. This is something that organizations will have to consider. Pay and Benefits Outside the united States† Please respond to the following:Analyze the differences between minimum pay regulations and retirement systems in the U. S. And the other countries discussed in this chapter to determine how these differences affects the ability of U. S. Companies to compete worldwide. Provide specific examples to support your response. Select the minimum pay and retirement practices of one of the countries discussed in Chapter 15. Then, determine the likely result if those prac tices were adopted by the U. S. Provide your rationale. Minimum Wage According to the course material chapter 1 5, page 367, France does have a minimum wage.The minimum wage applies to all salaried workers, including those working in both the public and private businesses of an industrial or commercial nature. The minimum wage applies to workers in commercial and industrial professions, agricultural professions utilizing salaried workers as defined in the Rural Code, liberal professions, home workers, domestic workers, doormen, nursery school assistants, union personnel, personnel in insurance companies and social security companies that are not public bodies, and personnel in associations or organizations governed by private law regardless Of their makeup or objectives.In 2008, the wage was set at EURO 8. 71 per hour ($LSI 2. 25, approximately). Retirement Effective August 21, 2003, the government mandated that employees must work longer before they may receive full government pens ion. The increase from 40 to 41 years will take effect by 2012. Retirees will also be prohibited from receiving their pensions while working on a part-time basis because the pension amount is set at a generous level (I. E. , 85 percent of annual earnings prior to retirement). This differs from the US North America where minimum wage laws apply to all workers employed by and employer.As far as retirement, in order to qualify for social security the age of 65 has to be reached. As disused in chapter 15, page 362, the minimum wage is 49. 50 to 52. 30 pesos depending on the geographical area which is equivalent to $3. 83 to $4. 04 per hour in the US. The likely result of such a mediocre minimum wage being implemented in the IIS during these times would be economic catastrophe, and the rebirth of another great depression. If US workers were paid only $3. 83 an hour, then every minimum wage worker would be considered in a category of extreme poverty. Food stamps, welfare, Medicaid,WICK, d epartment of public housing organizations and other forms of government public assistance would see an astronomical inflation of qualifying applicants who work full time. This will of course cause more Of a deficit in our national debt which could cause a rise in taxes. In addition, there would be a spike in crimes like robbery, larceny, fraud, and embezzlement which will require more government resources as far as law enforcement and medical personnel. Great post! You and share some of the same thoughts in regards to the two types of development activities that would affect employee performance thin a management training program.In fact, think it would be great for employee performance overall. When I think of job rotation, think of a working world of variety and high morale. I think that this method of training should be something that many employers should adopt in order to empower their workforce, and remain competitive in the business market. I agree with you that the effects o f employee development are return on investment and improved employee performance. In addition to improving employee performance it would also benefit the organization in which they worked for. XX, ABA HARM Awesome post! Ere with you when you state a distinction exists between those who have the authors ¶/ to devise, implement and control strategic and operational policies (top and middle managers) and those whose task is simply to ensure that such policies are carried out by the rank-and-file employees of an organization (first level managers/supervisors). I think that every level of management has an importance within the business market. In addition you're rational of trends in education being multimedia is dead on. I think multimedia is the new generation of training and development.. Jennifer, Another great post!I defiantly agree that the biggest challenge for expatriates having to leave their families for an extended amount of time to do an assignment in another country. Jus t to add to what you were mentioned in your post about expatriates leave causing stress and strain to their family members, I think this is especially true for the our US military. Say this because many Of our soldiers are placed into hazardous and dangerous territories and war zones such as many parts of the Middle East. You and I both researched the Europe. I picked the I-J because have always considered living there.On part includes that fact the UK is an Americanizes entry. Although the laws and culture is different, they speak English just like Americans, but with an accent. Overseas assignment in my opinion is unaided for married people of ones with close net families as it causes emotional hardships. Lisa, Great Post! I agree with you that other countries minimum pay regulations and retirement systems it will not affect the ability of U. S. Companies. Think that minimum wage will always be an issue, and it will be considered mediocre forever because it will never reach the le vel of inflation or cost of living.

Pride and Prejudice: Elizabeth and Darcy Essay

In Pride and Prejudice, Darcy and Elizabeth first encounter at the ball in Meryton. Not such of a good impression they had on each other. Darcy’s first opinion is well understood as he says, â€Å"She is tolerable; but not handsome enough to tempt me.†(Page 8) As Elizabeth overhears his critical comment, she dislikes Darcy in that very moment for being so proud and full of himself. As Darcy is being convinced to dance with Elizabeth he accepts while she refuses. That is when Darcy gets his first insight of Elizabeth’s attitude. It came shocking to Darcy that Elizabeth refuses to dance with him; a fine young man who has such fortune and reputation. Through conversation with Elizabeth, Darcy notices she is not like other women. At the time women settled for what was given to them for beneficial pretenses such as marrying a man of good reputation with a fortune. Eliza does not give herself out to Darcy, instead she speaks her mind not giving much importance to the disagreements others including Darcy, will have on her comments or opinions. Darcy likes that she is not like other women, so in need of a husband. Unknowingly Darcy is being drawn in by her inner and outer beauty. Darcy is a clever, proud, and demanding man as Elizabeth describes him. (Page 33) He considers himself superior to others who according to him were not brought up well and have such low connections. It comes naturally for Elizabeth to laugh at Mr. Darcy for being so bitter and dull. Little by little he begins to show his emotions for Eliza as he becomes weak against her. Miss Bingley is one of the first to ever notice this weakness he has for her and tries to feed to his negative opinions of her and her family only letting him reveal that he had never met such a beautiful acquaintance as Eliza. So it was, Darcy had completely fallen in love with Elizabeth and reveals his emotions to her thus at the same time insulting her and her family for being of such low class in comparison to him. Elizabeth becomes very insulted and refuses his proposal of marriage. Eliza says to Darcy, â€Å"Why  with so evident a design of offending and insulting me you chose to tell me you liked me against your will, against your reason, and even against your character?† (Page 163) From this moment on, Eliza began to fall in love with Darcy as well. It is evident that they are both completely in love with each other. Their relationship is most convenient to the Bennets while they have a daughter who will marry a man of great fortune that will as a result make them look good to society. Most importantly, Eliza is going to marry out of love rather than to settle for less as Charlotte did by marrying Mr. Collins whom she did not love but instead married for her own convenience. As for Darcy, not everyone is in such agreement that he marries such a woman as Eliza but yet their marriage is most likely to succeed knowing that the most important factor, love, is in place. At the end, Lady de Bourgh has no choice but to be in agreement of their marriage.

Canvas Art

Demonstration Speech Outline Specific purpose statement: To inform my audience about the 5 steps of melted crayon art. Introduction: Attention Getter; Do you ever get bored, and you are a creative person who loves crayons? Well if you are, you can create a piece of art on a canvas. Credentials: I’ve done plenty of canvas arts and they are easy and fun to make. Tie to audience: Crayon canvas art, can be done pretty much by anyone. They are simple to make and can give you a piece of art to hang on your wall that you created. Thesis Statement: There are 5 steps in melting crayons on a canvas.The First step is Gathering your supplies, Second step glue crayons onto the top of your canvas in the order you want, Third step place your canvas against a wall or hold it up, Forth step take your hair-dryer or lighter and apply to canvas, and the Fifth step is once you're satisfied with your canvas, let the wax dry. Body: I. The First step, is Gathering all the supplies. a. Crayons b. Glue c. Canvas d. Hair-dryer or Lighter II. The second step, glue your crayons onto the top of the canvas in the order you want. a. Make sure to place your crayons where you want them. b.Make sure your crayons are glued. c. Make sure your crayons are dried. III. The Third step, place your canvas against a wall or held up so the wax drips down. a. Make sure the glue is dry. b. Make sure the canvas is at a tilt or slant. c. Be sure it is sturdy. IV. The Forth step, take your hair-dryer or lighter, turn it to their highest setting, and blow-dry or melt the crayons. a. Apply any design cutout (Optional). b. Apply the hair-dryer or lighter to the canvas. c. Melt the crayons in the way you want until satisfied. V. The Fifth step is once you're satisfied with your canvas, let the wax dry. . When finished, let it set for a few minutes. b. When your art work is done you can display it on a wall, or give it to someone as a gift. Conclusion: Today I have shown you how to create a piece of art on a canvas using crayons. To do this properly the steps must be done in proper order. Fist gather all of the supplies, second glue the crayons on top of the canvas where you want them, third place your canvas on a wall or help up, forth apply the hair-dryer or lighter to blow-dry or melt the crayons, and fifth once you’re satisfied let the canvas set for a few minutes to dry.

Personal Code of Ethics Essay

â€Å"In the context of a code adopted by a profession or by a governmental or quasi-governmental organ to regulate that profession, an ethical code may be styled as a code of professional responsibility, which may dispense with difficult issues of what behavior is â€Å"ethical†. Some codes of ethics are often promulgated by the (quasi-) governmental agency responsible for licensing a profession. Violations of these codes may be subject to administrative (e.g. loss of license), civil or penal remedies. Other codes can be enforced by the promulgating organization alone; violations of these codes are usually limited to loss of membership in the organization. Other codes are merely advisory and there are no prescribed remedies for violations or even procedures for determining whether a violation even occurred† (Wikipedia, 2007). When we are called upon to make decisions, several factors are taken into consideration before this decision can be made. Depending on the type o f decision, such factors could be cultural beliefs, personal beliefs, and organizational beliefs. We have come to realize that there are fundamental challenges in trying to apply ethical principles in a cultural and organizational environment. Each culture has unique distinctions in values, which may or may not be considered ethical by each individual within society. These differences in culture and personal beliefs influence any decision, whether personal or professional, of any individual. Certain cultures within the work force may decide not to adhere to organizational codes of conduct because of not only personal feelings, but also because of the varying differences in cultural backgrounds. The intent of this paper is to identify values that are important to me personally, organizationally, and culturally, and the effects that these values have onEthics 3decision making in regards to my personal and professional life. Honesty, integrity, loyalty, and respect are highly valued and these values are present in my everyday life. â€Å"A code of ethics is often a formal statement of the organization’s values on certain ethical and social issues. Some set out general principles about an organization’s beliefs on matters such as quality, employees or the environment. Others set out the procedures to be used in specific ethical situations – such as conflicts of interest or the acceptance of gifts, and delineate the procedures to determine whether a violation of the code of ethics occurred and, if so, what remedies should be imposed. The effectiveness of such codes  of ethics depends on the extent to which to management supports them with sanctions and rewards. Violations of a private organization’s code of ethics usually can subject the violator to the organization’s remedies (in an employment context, this can mean termination of employment; in a membership context, this can mean expulsion). Of course, certain acts that constitute a violation of a code of ethics may also violate a law or regulation and can be punished by the appropriate governmental organ. They are often not part of any more general theory of ethics but accepted as pragmatic necessities. Ethical codes are distinct from moral codes that may apply to the culture, education, and religion of a whole society. Even organizations and communities that may be considered criminal may have their own ethical code of conduct, be it official or unofficial. Examples could be hackers, thieves, or even street gangs† (Wikipedia, 2007). According to Probation Officers Association of Ontario (2006), To assist Probation Officers in maintaining the integrity of their profession by upholding and advancing the purpose, knowledge, ethics and values of the probation field at all times. This Code ofEthics 4Ethics will thereby provide a standard of practice to enable all probation officers to fulfill their goals and objectives to the Offender, the Courts, the Community and the Criminal Justice System. To the profession probation officers Shall: Encourage ethical conduct by all members of the profession, have a responsibility to colleagues to develop a working relationship of mutual respect and cooperation, promote the philosophy and ethics of the profession with new colleagues, seek advice and utilize the expertise of colleagues and supervisors, contribute their expertise in order to promote the integrity and competence of the profession to the public, keep current with emerging knowledge relevant to the probation field and shall contribute to the knowledge base of the profession† To Courts, Criminal Justice and Community, Probation Officers Shall: Strive to provide the highest caliber of service to the Courts and Judiciary through the preparation of quality reports, testimony and investigations, probation Officers shall at all times conduct themselves in a manner that upholds the dignity of the Court, as an integral part of the total Criminal Justice System uphold and respe ct the tenets, rules and functions of that System, promote awareness among other members of  the Criminal Justice System, of the philosophies, functions and roles of Probation Officers, be aware of their role in protecting the community from criminal activity and in the promotion of programs for the prevention† â€Å"To the Offender Probation Officers Shall: Provide service to the offender to the maximum of their professional skill, ability and competence, maintain a professional relationship at all times to avoid conflict of interest, promote equality in every respect thereby preserving the dignity and rights of offenders, create a positive atmosphere for change that will encourage offenders to realize their goals and potentials by takingEthics 5advantage of training, treatment and services provided, Inform the offender of legal rights to and his responsibilities in the Criminal Justice System, make the offender aware of the responsibilities and duties of the Probation Officer within the Criminal Justice System, respect the privacy of the offender and the confidentiality of information subject to legal and policy parameters† What I have experienced over my 26 years of living, both personally and professionally, forms my thoughts, beliefs and feelings and therefore drives what I can call my personal code of ethics. The following briefly describes the core ideals that I maintain: Honesty – I firmly believe that honesty is the best policy. It will have to be an extreme situation that involves serious injury; damage or other loss that will convince me that not being truthful is best. I realize that the truth can often be very painful, can cause anger, distrust and hatred but I feel that if I have been truthful and given someone all of the information, they will possibly hold me in a higher regard. This honesty will hopefully allow a greater trust between us and future dealings will be less likely to be strained. Legal – I am a person that follows the laws of the land. I feel that it is wrong to steal, cheat, lie or mislead with the intent to make a personal gain. I strive to be a law-abiding citizen. I honestly do not think there is a difference between personal and professional code of ethics, which makes it hard to compare, but what I believe is that, â€Å"A personal code of ethics† is simply a belief system in which you do some things because they are â€Å"good,† and avoid doing other things because they are â€Å"bad.† Formal law has very little to do with a personal code of ethics. You develop and are responsible for this code by yourself, though your parents and social contacts have a lot to do with it. Here is an example: There are very few places in which a bystander has any  legalEthics 6obligation to come to the aid of a third party. And yet, people help out others all the time – because it is the â€Å"right† thing to do in their belief systems. References Occupational Outlook Handbook, 2006-07 Edition (2006). Probation Officers andCorrectional Treatment Specialists. Retrieved October 13, 2007, fromhttp://www.bls.govWikipedia (2007). Code of Ethics. Retrived October 20, 2007, fromhttp://www.wikipedia.org

Gun Control-Argumentative Paper Essay Example | Topics and Well Written Essays - 750 words

Gun Control-Argumentative Paper - Essay Example Proponents of gun control passionately argue that allowing every American to carry guns will only cause more harm than good (Crooker 13). I completely disagree with these sentiments because I believe that gun control is not right for America. Reasons for Gun Control Legislation According to Crooker, one of the main arguments of gun control proponents is that it curbs access by persons who are not supposed to have access to firearms such as juveniles, criminals and high-risk individuals. They argue that the only way to curb accessibility of guns and firearms by such groups of people can only be possible through federal legislations. Many of those who support the idea of federal restrictions of gun ownership actually do not dispute the fact that it is the right of every American citizen to own a gun. However, they point out that the right to bear such firearms should be negotiable. This, they say, will help in minimizing the increasing rate of gun crime (22). Proponents of gun control legislation also point out that regulating gun ownership does not have to affect law abiding citizens. They say that the regulations are for criminals and other individuals who would feel inclined to use guns for destructive reasons (Wuest 121). They also argue that gun control measures would stop individuals from purchasing what are considered to be dangerous guns, such as those used for military and other high risk operations. They also argue that guns pose a lot more danger to the owner than to a potential threat. Many claim that owning a gun puts the owner and his family at risk because of the possible accidents that might happen (Spitzer 46). Reasons against Gun Control Measures The constitution of the United States allows every eligible American to own a gun. Proponents of gun rights argue that if the constitution gives individuals the freedom to own guns, then there are should be no one to take away this right (Wuest 113). They emphasize on the importance of gun ownership as a useful means of personal defense in case of an attack. While the law does not allow the common law abiding citizen to freely purchase guns, thugs are continually procuring all sorts of high caliber firearms illegally. The balance here is tipped in the favor of the thug who is not afraid to use his gun to achieve whatever he wants, including killing an innocent citizen. If gun laws allowed individuals to own firearms legally, people would have live more secure lives since they would be empowered to defend themselves using those guns (Crooker 110). Spitzer says that some of the proponents of gun rights also argue that allowing widespread gun ownership is not only a true and tested means of curbing gun crime, it is also an effective way of checking tyranny in the government. The people’s government would not dare impose unjust leadership because the citizens would have the power to overthrow it. According to supporters of gun rights, unrestricted gun ownership can make people live more responsible lives. If someone knows that he has a gun in his house, he will not act in a way that will result in the careless handling of the firearm (50). I agree with the proponents of gun rights because I believe that every American citizen should enjoy the right to own guns as the constitution allows them to. Gun control measure

Case study Canadian Food Example | Topics and Well Written Essays - 1250 words

Canadian Food - Case Study Example Due to its expansion, CFHI has observed an increase in its operational needs and tasks which are similar to those faced by expanding for-profit organizations. For the expansion to be successful CFHI would have to reach as many donors as possible and this would be made possible due to speedy and efficient website techniques. Another need of CFHI is the limited efficiency of it`s IT department which hinders the growth of the organization as a whole. These limitations are often faced by for-profit organizations due to their expansion plans and strategies. Another need of CFHI is to improve its communication process with its customers, the donors, which can be done through immediate update of its website as soon as any disaster happens. These needs of CFHI are quite similar to those faced by for-profit organizations. 2. Compare donor loyalty to customer loyalty. The customers of CFHI are its donors who contribute funds which are further processed by the organization for relief works. The refore, it is essential for CFHI to maintain good relationships with its customers who are the donors. Just like for-profit organizations, it is really important for non-profit organizations to keep a strong clientele and maintain good relations so that the customers are loyal with the organization. CFHI should also keep the donors satisfied because without their donations the organization would not be able to carry out its operations and thus, achieve its objective (NON-PROFIT: Donation loyalty, 2013). In order to keep the donor satisfied and hence, loyal with the business, the organization needs to maintain strong relationships with them and provide more opportunities to them (Building donor loyalty, 2013). The organization can do this by keep itself updated with the level of technology in the market. Customer loyalty is when the customers keep buying the products from one supplier instead of buying it from different suppliers. The purpose or the main motive of customers is to get the maximum benefit from their purchasing power (Customer loyalty and retention, 2013). However, the main motive of donors is to contribute their funds for the betterment and benefit of not themselves, but for the people living in disaster affected areas. Therefore, the major factors affecting donor loyalty include how well the organization makes use of the funds and their experience in providing relief work. The organizations need to make as much information available for the donors as possible so that donors can make proper and well-thought decisions about their donations. 3. Why does real-time data matter to donors? The customers of CFHI are its donors and without the support of its donors, the organization would not be able to achieve its mission and objectives. It is extremely important to keep the donors satisfied by regularly updating the website and providing real time information for the donors (Alan Cole, 2012). This is because donors would only help by contributing money if these donors trust the organization and believe that the organization would use the funds for the maximum benefit of the people residing in disaster struck regions. The donors need to know the current statistics as to how the organization used its past funds and donations. The donors need to know the current funds required by the organization and the ways through which the donors can help depending on the disaster involved. Without real time informa